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From the credit crunch to unemployment, there seems to be a lot of economic gloom about - so there has never been a more important time to manage your household finances effectively.

Each Monday, Fran will be opening the ÃÛÑ¿´«Ã½ Radio Nottingham Money Club and talking to specialist experts with a wealth of advice on a range of money-related issues.

From planning a wedding on a budget, to climbing out of debt, hopefully you'll find some helpful tips on cash matters and useful ideas to make your money go that little bit further.

Monday 26 January: Credit cards
Monday 2 February: Loans /Mortgages
Monday 9 February: Bills
Monday 16 February: Planning a weddingÌýÌý
Monday 23 February: Redundancy
Monday 2 March: Saving / Children and money
Monday 9 March: Planning for the Unexpected ( Insurance )
Monday 16 March: Expensive purchases
Monday 23: Pensions and planning for retirement
Monday 30 March: Summary of general money advice

First members

The Ketteridge family, from Woodthorpe, are the first members of the Money Club.

A Ketteridge family holiday snap

Paula is a part-time midwife. She's also just started her own business. Simon works for a local homeless charity. They have three children aged ten, four and two.

They'll be reporting on ÃÛÑ¿´«Ã½ Radio Nottingham about how the credit crunch is affecting them, over the next ten weeks.

Join Frances Finn with the ÃÛÑ¿´«Ã½ Radio Nottingham Money Club after 09:00 each Monday or listen again on the ÃÛÑ¿´«Ã½i Player.