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Steven Gerrard will "regret not moving to another club" earlier on in his career; "he will never say it, but he will think it." That's the view of Ruud Gullit, the man who captained the Netherlands to victory at Euro 88 and won three Serie A titles and two European Cups with AC Milan before managing Newcastle and Chelsea in the premier league.

The former two-time player of the year spoke to the ÃÛÑ¿´«Ã½ about his time at Chelsea, his pick for the Ballon d'or title and his thoughts on Gerrard's departure from Liverpool.

This Clip is from Saturday 10 January 2015.