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It's estimated that it costs £116,000 to raise a child to the age of eleven. One mother thinks she can slash that figure to almost nothing by cutting out special food, new clothes, new toys and even trips to the hairdresser for her son. Is she right? Is it realistic? The warning that even if the government caps the cost of social care, most people will still have to sell their homes to fund their old age and those who go private may end up paying more, not less. And John Waite is searching for the smoking room in the basement. Hang on - I thought he was trying to quit. Find out how he's getting on with trying to kick the habit. Presenter: Julian Worricker Producer: Paul Waters.