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Thousands of households face a big rise in energy bills because their fixed term agreement is coming to an end but in some cases they may fall; have those customers been paying too much? A quarter of local authorities are still to appoint a director of public health a month after the function transferred out of the NHS into local government. A charity collection agency admits that only a quarter of the cash they raise finds its ways into its clients coffers. I-Tunes, the world's largest digital music store is ten years old. As the average cost of a funeral rises towards £3,500; can you cut corners without skimping on dignity. The Pembrokeshire coastal walk is rated second best in the world- what makes it so special and which walk is number one? More Creative Writing Courses are being offered to budding authors every year and at a pretty price too but are they worth the money?