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You and Yours reveals how some of our biggest water companies have been sending final demands to customers from fake debt collection firms. University is an expensive business, but for some it is the hidden costs that are the deal-breakers. We talk to one ex-student who dropped out because of charges not mentioned in the glossy prospectus. And Football replica kits. Children love them, but are the clubs exploiting that by hiking up prices at double the rate of inflation.