ÃÛÑ¿´«Ã½

Available for over a year

Wages have been growing below the rate of inflation since 2008, according to the Office of National Statistics. So what has it meant for you? Are you cutting back and changing your habits? Has it meant real hardship if you're not able to work? The ONS gives the average national salary as £27,200 per year, but is that average way beyond the reality for you, despite working every hour you can? Or perhaps you're prepared to admit that the cost of living hasn't really affected you - whether it's through luck, hard work or budgeting? Tell us your experience - email youandyours@bbc.co.uk Phone lines open at 11am on Tuesday - 03700 100 444 Presenter: Louise Minchin Producer: Joel Moors.