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We look at the latest fears for Sterling and the FTSE surrounding the possibility of Scottish independence. One weekend opinion poll gives the YES campaign a narrow lead ten days ahead of a referendum on whether Scotland should leave the UK. Also, we hear from one of Britain's more successful novelists on how to 'Speak Money' - John Lanchester joins us in the studio. And from Germany, we hear how people are feeling after recent figures suggest that Europe's financial powerhouse could be approaching a recession. What does this mean for the old economic certainties in Berlin? And finally in the programme "I'm sorry to say this, but you're fired" - Lucy Kellaway meditates on when hearing the word 'sorry' simply adds insult to injury.