ÃÛÑ¿´«Ã½

Available for over a year

Credit checks underpin many significant personal finance activities such as applying for a loan. Your credit score plays a part in determining not only whether your request is accepted, but also the rate of interest you'll have to pay. Adam Shaw myth-busts some common misconceptions about credit ratings and gets advice on how you can improve yours. He is joined by Professor Jonathan Crook, Director of the Credit Research Centre at the University of Edinburgh Business School, Dr Steven Finlay, Head of Analytics at Computershare Loan Services and James Jones, Head of Consumer Affairs at Experian. First broadcast on Money Box, 4 January 2017.