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A study carried out by an insurance company suggests that the average cost of a funeral in the UK is now just over £4000 and prices have risen by more than 70% in the last decade. Some local authorities are now stepping into the market to provide their own services, with a fixed low cost between £2000-£3000. These are quite different from the public health or "pauper's" burials carried out by local councils, these are full funerals with all the usual features, but at a lower price. What effect could this have on the market for funerals and what will it mean for traditional funeral directors? Halton in Cheshire is doing it - Counsellor Stef Nelson and Paul Wright who manages the cemetery and crematoriums talk to Winifred Robinson. First broadcast on You & Yours, 4 October 2017.