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It's little-known outside China, but Ant Group has transformed the way people manage their money in the world's second largest economy. The company behind Alipay was due to list on the stock market in what was billed as the world's biggest share sale. But just days before its debut, the initial public offering (IPO) was suspended. Szu Ping Chan explains how Ant became so big, and the hurdles that lie ahead for the fintech giant.